Sergey Panteleevich Mavrodi's ideology of the MMM and now, reborned MMM2.0.
What is the basis of society's well-being? Labor. But then why does a banker live a hundred, a thousand times better than a worker? Or a farmer? Why does a stock speculator live better? Yes, all of them! Do they work more? Nonsense! It's ridiculous to even talk about it. (They don't even produce anything! No material values.) Then why?
You don't know? Moreover, you are probably surprised now, reading all this, and quite sincerely: «Well, how?.. A banker and a worker! Is he just an ordinary laborer like me or my neighbor Vasya, or what? Hmm, compared them too. A banker is a bank, money... Connections! And who are we with Vasya? Nobody! We have no name. Naturally, the banker lives better than us».
Meanwhile, there is nothing «natural» about it. People are just so used to this state of affairs that they take it for granted. As something self-evident. That the world is arranged in such a way that a banker should live better, and otherwise it cannot be. But it can be otherwise!!
So why is it still the case? Why does a banker work less and live better? Better than a worker at the machine, a miner in the mine? Huh?
Well, you've probably already figured out the answer intuitively. Because «a banker is a bank, money». That's it! Exactly! MONEY! That's the whole point. The cornerstone. And that's what we need to talk about in more detail.
So, what is money? Ever thought about it? A means of payment? A measure of labor? As they instill in us from childhood, literally hammering it into our heads almost from the cradle: «You have to work!.. Money doesn't just fall from the sky. You need to earn it honestly and through hard work!..» And so on, and so forth. Familiar, isn't it? It's just sickeningly simple. (Tell this to some Abramovich, by the way. To the one who earned everything «honestly and through hard work». All his billions. Just for fun. You'll have a good laugh! :-))
Yes, «you have to». Work. But what's the result? A meager pension and a half-starved old age? Poverty... You've spent your whole life breaking your back for someone else, they took away all your strength and health, squeezed you like a lemon, and then just threw you away like ordinary trash, like waste material. Is this what «you have to» means? But these are the realities. The appalling realities of modern society. This is exactly what awaits us in the end; this is how things end up for the vast majority of people in today's world. Just like it ended for their mothers and fathers, grandmothers and grandfathers... As it will end, given the current state of affairs, for their children, grandchildren... great-grandchildren... Then, in turn, for their kids and grandkids... And for theirs... That's how the world works.
Why? It’s all wrong, unfair! It shouldn’t be like this! Why do some people have everything while others have nothing? Why are some rolling in luxury, going crazy with wealth, while others struggle to make ends meet? They don’t know how to feed their children. Although both groups «work honestly»? Why?! After all, we are all human beings, brothers? Aren’t we «equal»? Then why??!!
Because everything around us is a lie. One huge, continuous, monstrous, rouged-up lie. Don’t believe anything that the well-fed and pampered masters of life tell you every day on TV screens.
And people are not equal at all, and money is not a measure of labor. All this is lies. Brazen and shameless. Lies, lies, lies and more lies! It's all hogwash. Noodles that they hang on your ears with a smirk. Why? To make it easier to control you.
Here you are, an oligarch. (Or even just an ordinary worthless deputy!) Are you equal? In what way? You live differently, eat differently, relax differently. He spends more in a day than you do in a year! His wife never leaves Courchevel, and yours? He gets treated in the best Swiss clinics, and where do you go? His children and yours?.. Compared? Well, how are you "equal"?
Oh, probably in terms of rights? I kind of forgot about rights for a moment. How is it written in our Russian Constitution, huh? (There's a lot written on fences too, by the way. Nice things. And smart ones. Read them at your leisure. Immerse yourself. :-) ) Come on, come on! And what kind of rights do you have that are so equal-to-the-core with him? Just out of curiosity?
The right to work? Well, we do have this right in our country, yes. Who's arguing? Go ahead and work! For the common good. You — at the machine tool in the factory, and he... Cuum cuique, as they say. To each his own.
The right to elect and be elected? Hmm... Well, electing is certainly fine. Elect away, go ahead! (Churov will count everything correctly anyway. :-) ) But as for "being elected"... Are you planning to run for office somewhere? Do you have any money? Petty cash? A nest egg? For election campaigns and so on? No? None? Well then, just breathe easy. Go back to your machine, keep working hard, and don't cause trouble. Don't stick your nose where it doesn't belong. It's for those who are more respectable.
What's next?.. Anyway, it doesn't matter. There's no point in going on. Everything is clear now, I hope. What are your «equal» rights like, and who has more equal ones?
This is about universal equality and brotherhood. We figured it out, sort of.
Now let's move on to money. We won't talk about the «measure of labor». It's a fairy tale for idiots. They are not a «measure» at all. (Otherwise you would be living in clover. Or maybe you don't work hard enough? :-)) But then what are they?.. Bonds. Shackles. Chains. Strong and unbreakable chains that hold slaves in obedience more securely than any steel. What kind of slaves? In the 21st century?! What kind!.. Yes, us! All around! You, me, him, her... Everyone! For we are all slaves. Slaves of money. More precisely, of those who print them. Our masters.
Nothing has changed exactly in all these centuries on earth. Oh-ho-ho!.. This is how we live still under the slave system. Only everything became more cultured externally. More delicate and sophisticated. The shackles are no longer heavy, rusty and steel, but invisible.It's as if they don't exist. Go wherever you want. Do whatever you like. You are free!
But in fact, they do exist. And you are not free at all! This «freedom» is an illusion. Money! That's what it all comes down to. Well, where can you «go» without money? It's not the Stone Age anymore, you can't just settle in a cave and wear animal skins. You can't hunt mammoth. (Where are they anyway? Those mammoths? :-)) You need a house, clothes... Food. And it's all about money, money, money... Always money. After all, everything around is only for money. Without them, you can't take a single step! So where do you get them? Right, earn them. EARN them. Do you hear it? The clinking of chains, the whistle of the whip and the shouts of overseers?
Have you ever thought that trading yourself is immoral? That it is akin to prostitution? Selling your own strength, mind, your time, your one and only life... How does it actually differ from selling your own body? Yes, but people must work, you will object. If everyone stops working, what will happen then?! Will we move back to the caves and dress everyone in animal skins?
That's right. Everything is correct. Very reasonable, logical and clear as day! (Even I understood. :-)) I'm saying that practically nothing has changed on Earth for all these centuries. And just as «convincing» arguments were probably used back in the olden days. When slave owners explained them to their obstinate, slow-witted slaves. Who for some reason didn't want to work for them. (Silly ones! :-)) And later, relatively recently, already in historical times, landowners told their serfs: «After all, if you stop working, you wretches, plowing the land, sowing and reaping, then what will happen? Everything will collapse, the whole society!! We'll all starve to death!!! We'll become savages!»
Yes, it is necessary to work. To labor, create something useful and socially beneficial. Otherwise, society will perish. It will degrade. But first of all, one should work voluntarily, not for a bowl of soup, not just to survive; one should do what you like, what you prefer!
And secondly, since it’s come to this, if everyone has to work, then it should be everyone. Aren’t we all equal? So let everyone work. The situation when some people earn money (in the mine, at the machine! Then they get it with salty and bloody blisters!) and others just draw it up (sipping expensive whiskey or cognac while dangling their legs) is not normal. Unacceptable and impermissible in principle. There can be no «explanations» or excuses for such a state of affairs. Absolutely!
Money is just pieces of cut paper, fancy wrappers with no real value behind them, and they are simply printed. And then distributed to slaves as «wages». They give you an extra wrapper (a pay rise :-)) — and the slaves are happy. (Remember the film «Wedding in Malinovka»? «Take it, I’ll print more for myself!» :-)) Are you shocked? Unfortunately, that’s the way it is. Our bitter reality.
How does the financial world work? It's a pyramid. At the top is the Federal Reserve System, the US Federal Reserve (similar to our Central Bank), which prints dollars. How many? As many as it wants! Of course, it adheres to some internal norms and rules, for example, trying not to print too many dollars so that they completely depreciate, etc., but in principle — as many as it wants. It has its own discretion. At least, there are no external restrictions on it. None at all! Only considerations of expediency.
Below are the central banks of different countries, and even lower are all the other local national banks. (This, of course, is all somewhat simplified, but in general it corresponds. It reflects the overall picture.) Why do we need banks at all? O-o!.. Figuratively speaking, banks play the role of blood vessels in the social body. Through them, money (blood) from the heart (the Central Bank) flows to all its members and organs. They wash over them, bring them life! (It's not me. It's any economics textbook. :-))
What do dollars have to do with it, and what does their Fed have to do with us sinners? The most direct thing in the world. After all, the dollar is a global currency. (Didn't you know? :-)) For example, our beloved Russian Central Bank («one little but proud birdie» :-)) can't print rubles without permission from the American Fed — no way! Not a chance! We sold America oil and gas for a billion dollars (for a wagon of colored paper money with portraits of great American presidents) — now we can print a billion rubles with a clear conscience. Now we are allowed to do it. That's the only way. Otherwise, they will kick us out of the IMF, and in general, the ruble won't be a freely convertible currency. (And then what will we do with our wooden ones? :-)) But never mind that. This is a topic for a separate conversation altogether. (You can look for it on my blog later. :-)) Let's not get distracted. Let's go back to the pyramid.
Well, okay. «Blood vessels!.. wash over!..» — all this is, of course, very noble, but here's the main question: why does a banker live better than a worker? We still haven't gotten an answer to that. So what if he's a blood vessel? Should we give him a bonus for that? Coupons for enhanced nutrition? And I, you know, build houses. Or bake bread. That's also very important. Does he work more than me? No. Then why?!
Oh, and one more thing on top of that. A little question. Here I am, working, plowing like Papa Carlo, from morning till night, for the public good, supposedly trying, but I can't pay off my loans. And all my acquaintances are the same. Is that normal? It's clearly all wrong and unfair! Such an eternal credit bondage. Who do I owe? The banks!! These blood vessels, damn them! Everything, damn it, is being washed over. I don't need such washes! They're fooling our brother, in short, that's all. As usual. They take advantage of the fact that we ordinary workers don't have time to understand all this, all these intricacies, we need to feed our families. That's what they do. They ride on our backs, you bastards. And then «members and organs»!.. We know these members and organs!! I mean, I!!...
«Calm down, calm down! Take it easy. And let’s sort this out together, shall we? Okay? Calmly and slowly. But you’ll have to put in some effort, I warn you right away. It’s not so easy to unravel in a couple of minutes what the best and most sophisticated minds of humanity got tangled up in over centuries.
But let's give it a shot. At least we will demonstrate something vividly. From the life of modern banks. We will show everything with a real-life example, so to speak. (To make it more accessible. You’ll like it! :-))
So, imagine the following very ordinary situation. (And watch closely! :-))
Let there be some Kolya and Olya. And there is also Ivan Ivanovich, Kolya and Olya’s banker, they both keep their money with him.» (That's why they address him with respect, using his patronymic name. :-))
«Kolya really wants to buy from Olya... well, let's say a bicycle. But he doesn't have enough money. Or rather, he has some, but not much — only 10 rubles, and Olya wants as much as 100 for her precious bike. Problem!
What does Kolya do? (Well, he really wants it! The guy got excited! :-)) He gives Olya his 10 rubles as a deposit and asks her tearfully not to sell the bike to anyone else for now. Soon, he says, he will bring the rest of the money. Meanwhile, he runs to his banker, respected Ivan Ivanovich, for a loan for the missing 90 rubles.
Ivan Ivanovich doesn't happen to have much money right now, but he knows perfectly well about the 10 rubles that Kolya has already given Olya. And where will Olya put them? That's right, she'll put them in her bank, with Ivan Ivanovich himself. So Ivan Ivanovich asks Kolya to come back tomorrow. Counting on the fact that by tomorrow he will have those 10 rubles from Olya.»
(And it could have turned into a thousand. Or a million! Or a billion!! If the purchase had been more expensive. The tenner would just have been passed around for longer, gone through more cycles, more rounds. That's all. :-))
What is going on here? Help me out, good people! So banks also create money?! The Federal Reserve System was already too much (forget about it), but now we have banks as well? (Basically, everyone except us. We are the only ones left out of this celebration of life. I wish we could create some money too. Just a little bit to draw! :-)) And they do it completely uncontrollably! And we are still wondering why bankers live better? What naive fools we were! Now it’s clear why. Whoever creates money, lives well! :-))
And that’s not all!! Poor Kolya will never be able to pay off his debts with the bank NO MATTER HOW HARD he works. (He's simply not smart enough to realize it. That he's now a slave to the bank, in perpetual debt bondage.) After all, those 90 rubles he owes Ivan Ivanovich simply don't exist in nature! They're non-existent. Completely! Sly Ivan Ivanovich made them out of nothing, literally conjured them from thin air! Snap! And 10 rubles turned into 200.
But the bank owes Olya 100 rubles, you might reasonably object. Doesn't it mean that the bank is in debt bondage to Olya and will never be able to pay her back? So what's the benefit for the bank then? What's the trick here?
Ha! The trick is this. The fact is that there are many Oljas like her at the bank, thousands and millions, and they will never come to the bank for their money all at once. If one Olya comes, the bank will give her the money of ten other Oljas, that's all. In other words, the debt is not scary or burdensome for the bank. It is essentially virtual, existing only on paper. (Well, or in a computer. :-)) You will never actually have to pay it.
(Except in case of panic. When frightened Oljas suddenly rush to get their money — all at once! Why do banks collapse, you thought? That's exactly why. Because there isn't enough money for all the Oljas. There's just 90% air there. Lilac fog. :-))
***
So, the bank is doing just fine. It’s thriving and flourishing. There’s no need to worry about it. But things are very different for Kolya. He will have to pay! And he will pay in full!! (With interest and fines. You know that.) He’ll take out new loans, then more after that,.. and more,.. and so on indefinitely, until the very end, until his death. There is no way out of this credit trap. It doesn’t exist! Period. That’s it. The trap has closed. Kolya is now a perpetual debtor to the bank. He is its slave. He will work for it now, work, work, and work... Until he dies. And still he won’t be able to pay off his debts. And then his children will work,.. grandchildren... They too are all future slaves to the bank. Or rather, to that monstrous and cannibalistic global financial system that gave rise to this ruthless and inhumane mechanism. And which must finally be destroyed.
Financial apocalypse! Only it can break our financial chains and save us all. Finally, free us from centuries of slavery. In its purifying flame, the old will burn away without a trace and the new will be born. The Federal Reserve System (Fed), this cursed insatiable octopus that has entangled the whole world in its sticky financial webs, will perish and burn in this flame. Banks in their current form will disappear. They don't do any good. Don't believe them! They bring death to all living things. They suck out the juices. They are parasites on the healthy body of society. Ticks swollen with our blood. Voracious and insatiable leeches that have firmly attached themselves to us. What useful thing do they actually do? Do they give loans? At their predatory interest rates?
Have you ever thought why banks charge interest on loans? Usury has always been despised, in all times and among all peoples, but now it is legalized. Why? After all, if a person takes out a loan from a bank, they do it for a reason, right? To create and produce something new and good, to implement some project of theirs... They are trying for the benefit of society as a whole. Including for the bankers. They want to do something useful for all of us. We should encourage them, give them breaks and discounts! Instead of charging them exorbitant rates.
But today's banks aren't created for that. It's not society's interests that matter to them, only their own. Society and people don't concern them. Today's banks are loyal servants of the Federal Reserve System, greedy and insatiable bloodsuckers, petty ghouls and vampires in the service of a giant and evil monster, a monstrous modern Count Dracula. Who has plunged the whole world into financial bondage and keeps drinking our blood.And it will continue to drink from our children and our grandchildren if we don't stop it. Destroy it! Drive a stake through its heart! Silver bullets for all of them!! Apocalypse! Only financial apocalypse! We simply have no other choice now. We are not slaves. We are human beings. And we choose freedom!
And this freedom is on the horizon. Now, with the revival of MMM, financial apocalypse is inevitable. It's only a matter of time. The seed has been planted. And it will sprout. It is already growing. Right now, at this very moment! It will not perish!
MMM is a global mutual aid fund named after Sergei Mavrodi, a worldwide people's decentralized bank, or a financial distributed network — you can call it whatever you want. The point is not in the name. It's about millions and millions of people all over the Earth who have rebelled against financial slavery. They decided to declare war on the Fed and banks. (And win this war!!) And they pooled their capital for this purpose. Although each one of them has little money, there are many people, millions, and together they are already a force. A huge force! Invincible!! And it keeps growing every day.
What do banks actually live off? (They suck blood!) Do they live off oligarchs and billionaires? No, they live off ordinary, average people who keep their modest savings with them. Mavrodi's Mutual Aid Fund knocks the ground out from under the banks' feet, opening people's eyes. Why do people put their money in banks at predatory 8% per annum? (With inflation of 25% and higher.)
Because there is no alternative, banks are monopolists: where else can you take your money? (Like Olya does with Ivan Ivanovich.) Not this bank, then another. (Not this Ivan Ivanovich, but another one. Pyotr Petrovich. Sidor Sidorovich.) They are all tarred with the same brush, all the dear children of the kind and caring mother-spider, the Fed. They are all little spiders.
And now, finally, an alternative has appeared. The anti-system!! The reborn MMM(And now, MMM2.0)! The global mutual aid cash desk named after Sergei Mavrodi!! This is yours, it's homegrown. Here people help each other for free. Today you help — tomorrow they help you. That's the MMM principle. Do you want a greedy banker to buy himself another limousine with your money or build another palace? Do you wanna become another Kolya or another Olya? Another slave? Better join MMM and let your money help those who really need them! Someone just as ordinary as you are!.. A low-income person, a disabled person, a pensioner... A mother of many children. Love thy neighbor! Help him out.
The Mutual Aid Cash Desk named after Sergei Mavrodi is a sort of one big common drawer where all people put their money and then take as much as they need at the moment. (Not grab, but take!)
After all, in reality, a person doesn't need that much money. It's just important to have the knowledge that you have them. Confidence in the future is what everyone really needs. And MMM gives people this confidence. It gives a sense of belonging. That you are not alone! That in a difficult moment someone will always lend a helping hand, come to your aid. That they won't abandon you.
The revived MMM is a cell of a new society, brighter and purer. A new world. Where there will be no money. No current money. Where everything will be different. Honestly and fairly. Where there won't be any slaves or masters. Where everyone will work — for their own pleasure and for the good of society. And where good will finally defeat evil. All this will happen. For sure!
***
P.S. And after writing the article, this news appeared: B. Obama refused to mint a trillion-dollar coin. So what? Does anyone still believe, even after this, that money is a measure of labor? :-)) Some simpletons naively imagine the process of money creation as some kind of mystery: you created material value, machined a nut or a bolt — and somewhere in the world a dollar was born. (A fool was born in the world. Another one. :-)) Yeah! «Born». They took a piece of metal, minted "$1 trillion" on it — and immediately a trillion bolts and nuts were born!.. That's what I'm talking about. It's not normal when some people earn money by working! And others... mint it. This is a bad world. Unfair. Financial Apocalypse! The only way out. There's no other option.
Sergey Panteleevich Mavrodi
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